Why Health Insurance is Crucial for Women
Despite significant strides made by ๐ฎ๐ณ Indian women in various professions, breaking barriers through ๐ education and ๐ช empowerment, the journey towards women's ๐ก️ health awareness is still in its early stages. However, the truth remains that even today, women who excel in their careers often find themselves shouldering the responsibility of caregiving within their families. Consequently, women frequently overlook their own health and well-being. It's high time for a paradigm shift to prioritize women's ๐ช health and ๐ well-being.
Why Health Insurance is Crucial for Women
๐ฉ⚕️Purchasing health insurance is undoubtedly a commendable step, but many women opt for family floater plans or rely solely on their husband's policies. However, these options may not provide adequate coverage as many health concerns, such as gynecological diseases ๐ฉบ and pregnancy complications ๐คฐ, are unique to women. Therefore, the coverage offered by a family floater plan may fall short. Let's delve deeper into the significance of individual health insurance for women. ๐♀️
Why Women Should Opt for Individual Health Insurance
Women should consider individual health insurance due to the following reasons:
Maternity Coverage: ๐คฐ Maternity-related expenses require dedicated coverage. Whether it's pre and post-hospitalization charges, delivery expenses, or vaccinations for the newborn, a dedicated maternity health insurance plan or add-on cover is essential.
Coverage for Women-Specific Diseases: ๐ฉบ Women are susceptible to certain critical illnesses like breast cancer, uterine cancer, and ovarian cancer, which can incur substantial treatment costs. Individual health insurance offers financial protection during such health crises.
Tax Benefits: ๐ฐ Under Section 80D of the Income Tax Act, women can claim tax benefits of up to INR 25,000 on health insurance premiums, reducing their taxable income.
Benefits of Women's Health Insurance Plans
Women-centric health insurance plans offer comprehensive coverage, including maternity expenses, pre and post-hospitalization expenses, treatment for critical illnesses, personal accident coverage, and livelihood benefits in case of accidental death or permanent disability.
Factors to Consider Before Buying Health Insurance
Women-Specific Diseases: ๐ฉบ Ensure that the chosen plan covers illnesses specific to women, such as breast cancer, ovarian cancer, and cervical cancer.
Maternity Coverage: ๐คฐ Check if the plan includes maternity coverage and the waiting period associated with it.
Congenital Disability Coverage: ๐ฆ Some plans cover congenital defects, so verify if this coverage is included.
Free Medical Check-ups: ๐ฉบ Opt for a plan that offers free medical check-ups to facilitate early diagnosis and treatment.
Early Policy Purchase: ⏳ Purchase health insurance at a young and healthy age to avoid complications later and to secure lower premiums.
Conclusion
Healthy women are empowered women capable of fulfilling multiple roles and contributing positively to society. ๐ To ensure they receive the necessary medical care during challenging times, purchasing individual health insurance is paramount. ๐ช With the convenience of online platforms, busy women can easily compare insurers and policies, selecting one that best suits their needs. ๐ป It's a win-win scenario for women's health and financial security. ๐ผ๐ฉบ
Get the Support You Need
๐ Avinash Randive, your trusted advisor for health insurance, is here to assist.
๐ Contact Globe Xpand Solutions at +91 8421214224 for expert guidance.
๐ Seeking a fulfilling career? Consider becoming a Financial Xpand Associate with us.
๐ Choose the right policy to protect your family’s health and well-being.
If you want to know more or want to proceed, please click the link: https://bit.ly/3w9rkor.
Elevate your family's health and financial security with Globe Xpand Solutions.
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